Had this card for 3 years. I had really terrible credit from stupid choices when I was younger. Opened this card and made my payments on time every month. This, among other things, helped me build my credit enough to finally buy a house. I just closed it because they wouldn't waive the fee annual fee and I have better cards now. Customer service was really easy to deal with when I closed the card. No hassles at all. Would definitely recommend to someone with no credit. Would not recommend to people that have other choices.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $39
- Purchase Intro APR Not Applicable
- Purchase Regular APR 13.99%* Variable
The First Progress Platinum Select MasterCard® Secured Credit Card is a solid option for building credit.
What to Like
It's a secured credit card, meaning there's no credit history required to get approved. First Progress also reports monthly to all three credit bureaus.
Look Out For
Because the card is secured, you'll have to pay a security deposit after you’re approved. The card also charges an annual fee.
Most Helpful Positive Review
Most Helpful Negative Review
BEWARE,They are horrible I had this card gor a year paying the outrageous fees when I called to cancel the customer service actually threatened to hurt my credit unless I retained the card I laughed it off BUT GET THIS I CHECKED MY CREDIT TODAY AND THEY ADDED 2 LATE PAYMENTS no late payments until I closed the card Criminals liars Report to state banking commission and BBB SO BEWARE
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Sample Size: 1,844
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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