Easy application. Quick approval. Got approved for $2000. Transunion 693, Experian 678 Equifax 654.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 12 Months
- Balance Transfer Regular APR 13.24% - 25.24%* Variable
- Annual Fee $0
- Purchase Intro APR 0% for 12 Months
- Purchase Regular APR 13.24% - 25.24%* Variable
The Wells Fargo Cash Wise Visa® Credit Card is a solid option for people who want to earn cash back on every purchase.
What to Like
The Wells Fargo Cash Wise® Visa offers 1.5% cash back on everyday purchases, and bonus cash back for purchases made with Android PayTM or Apple PayTM in the first twelve months. There’s no annual fee and a 0% intro APR for the first 12 months on both purchases and balance transfers.
Look Out For
There’s a 0% intro APR on balance transfers, but you’ll still have to pay a 3% introductory balance transfer fee during that intro period and a 5% fee afterwards. There’s also a 3% foreign transaction fee.
Most Helpful Positive Review
Most Helpful Negative Review
I like to make transactions online and after making may first balance tranfer I am no longer able to do balance tranfers from either my platinum or cash wise visa online.
See Your Approval Odds Before You Apply
Sign up for a free membership, and Credit Karma can estimate your chances of approval based on your credit profile. You’ll also get:
- Credit scores and reports
- Credit monitoring
- Personalized recommendations
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.