Applied online on a Sunday evening. Instant approval 10k with 769 EX fico according to paperwork received. Received card 5 days later. Added to android pay to receive the additional cash back option when used. Was not able to verify so called customer service and lady was extremely helpful verifying card and was set up within 5 mins. Is my first experience with WF and is all good so far. Banking app easy to set up for online account viewing and payments. Thanks WF.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR 0% for 12 Months
- Balance Transfer Regular APR 13.99% - 25.99%* Variable
- Annual Fee $0
- Purchase Intro APR 0% for 12 Months
- Purchase Regular APR 13.99% - 25.99%* Variable
The Wells Fargo Cash Wise Visa® Card is a solid option for people who want to earn cash back on every purchase.
What to Like
The Wells Fargo Cash Wise® Visa offers 1.5% cash back on everyday purchases, and bonus cash back for purchases made with Android Pay™ or Apple Pay™ in the first twelve months. There’s no annual fee and a 0% intro APR for the first 12 months on both purchases and balance transfers.
Look Out For
There’s also a 3% foreign transaction fee.
Most Helpful Positive Review
Most Helpful Negative Review
Just noticed a random late charge even though I always pay in advance and well above the minimum due. I called and they said they would take it off and not to be late again. I didn't want to argue my point but you could look at everyone of my statement and I've never paid less than 150 a month and never caried more than a 700 balance. Be wary!
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.