Got card charged a little, paid over minimum was approved for 300 after a month or so was given 1000 increase, card has helped in many ways to boost credit. Would certainly recommend to anyone desiring a chance to establish or reestablish credit.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR Not Applicable
- Annual Fee $0*
- Purchase Intro APR Not Applicable
- Purchase Regular APR 29.99%*
Most Helpful Positive Review
Most Helpful Negative Review
Be careful with this card, as it is a good way to improve you credit, but beware it can hurt your credit too. I Worked hard to build up my credit and I will admit that I did use this card over time to help me with that and it did. However, I had a decent credit limit with them at one point and as I was paying off after a big purchase with them, they suddenly reduced my my credit limit by a great deal. This made it seem like my utilization was high and in turn that action by them caused my credit score to drop a substantial amount. When I contacted them about it and asked why, they simply told me that since I wasn't using the credit, they reduced it. No reward for being responsible and paying down a large purchase, which is why I wasn't charging anything more. It was very upseting and they customer service was poor. They refused to increase my credit limit back to what it was unless I was making a substantial purchase. I still have the card, but I rarely use it anymore.
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Sample Size: 310
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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