Use it responsibly
Yes, the items are priced higher and yes the interest rate is higher, but that’s what you get when you’re trying to build credit. I’ve had my account for 5yrs now and started off with the FreshStart account with a $200 limit and now I have a $3,500 limit. They regularly give you increases and I only buy large ticket items when they go on sale and have free shipping, that way I’m not paying more than I would if I would have went inside a regular retail store to buy them. I’ve gotten a laptop, kids bed, luggage, kitchen appliances, those type of things for actually a good price if you wait for sales or for things to go on clearance. USE IT RESPONSIBLY and it’ll work for you! I’ve never had a problem with them in all these years and now I’m where I can purchase a house and Fingerhut started it all with getting my credit back together.
Very bad customer service.
Missouri first order hi asked for a return authorization 8 months later I still have not got it and now and negative on my report don't do it these are poor customer service people and they don't care what the issue is once they've sent it to you. What I ordered is still brand new has a plastic pipe eggs on it that has not been broken there for you can tell it has not been used and they refused to send me a return authorization from day one don't do it you will regret it later
Don't waste your time with the card!
This card is not a good card to have, go with another brand they are horrible from customer service to saying you are late when you made payments. I closed it and it only negatively affected things while having it to build credit. Doesn't work!
Worst Card Available
They have exorbitant shipping costs, their prices are overinflated, and their customer service department is clueless and disorganized. I pay all of my bills electronically so I rarely view statements. After noticing my balance wasn’t decreasing as much as it should’ve been, I viewed my statement and discovered that they had assessed late charges to my on-time payments 3 months in a row!! They credited it back to my account but what if I hadn’t checked? This company preys on those who are experiencing credit issues. They are NOT part of the solution. There are several other credit cards out there that help you build credit and they are much more reputable. I canceled this card. DO NOT APPLY FOR A FINGERHUT LINE OF CREDIT!!!
SATANS CREDIT CARD COMPANY
PREDATORY, OVER PRICED PRODUCTS, THEY MAKE TONS OF MONEY OFF THE SHIPPING. THIS IS THE MAFIA OF SO CALLED CREDIT CARD THE VICTIM WILL BE YOU AND YOUR CREDIT SCORE YOUR TRYING TO BUILD. STAY AWAY FROM THIS COMPANY..IT IS UTTERLY HORRIBLE. THE CUSTOMER SERVICE ARE RUDE AND CAN BARELY SPEAK ENGLISH WELL.
😂 😂 😂 😂 😂 I love the caption
Great to have on hand
I got this a few months ago and have purchased several items on the site. I pay twice a month and in the time I've had it they doubled my available balance twice. Has been great for my credit!
Not bad
Pros: You can buy almost anything you would need all in one place and good quality. Definitely help's give your credit a big boost!
Cons: As much as this credit line help's build your credit it destroys your credit as well. What I mean as destroys, they give you credit for treating the account good as you gain time in. Once you reach a certain credit limit and don't shop much, they thresten you to use the credit in LARGE amounts in order to keep a certain new limit they gave you or you will lose it. Now if you gain any new credit limit your score goes up right.
So since you try to keep a low to no balance on credit card's/credit. If you are forced to use your credit limit that was given to you of course it has a return by your credit being hit. But if you don't use the credit and lose it, your credit will also be hit because your credit limit was decreased. So it's almost like they help you boost your credit momentarily until you reach a certain limit then they surprise yoh with oh if you don't use this big chunk of credit we will take it back and hurt your credit. Leaving out that if you do they still will hirt your credit. I would stay clear away from this unless you want your credit record going for a rollercoaster ride.
The best to fix or start as its stated🙂
Omg i did the Fresh Start with Fingerhut the best option i made ever credit score went up a whole freaking lot...lol ijs give them a try👍🙂👏
Obviously written by a Fingerhut company representative!!!
Horrible
Say the item cost $100 at Walmart, Fingerhut will make you pay$239 an additional $139 dollar, they close my account without my consent, and they did it for Christmas, time, I pay on time so what was the problem, I was lied to by a representative and they were very rude to me...
Great for no or bad credit
I opened up a Fingerhut account to help my credit score. They have numerous items you can buy and while yes, some of them are a little higher than you can get in stores, this does help build your credit. My score has gone up because they do report to the credit bereaus. I would highly recommend checking them out.
I love fingerhut