They will increase your credit line but if you don't use the increase it is removed thus negatively impacting your credit score!

I closed this account because if you don't use it they drop your limit. You'll be asked to purchase something to keep a high open credit limit or they will drop it. That was messing with my credit score because of the up and down in credit limits. I don't believe in purchasing something to just purchase it, especially when the items are incredibly expensive and not even up to date.

I had a $300 limit. Did my purchase, wound up paying for my entire purchase so what was the point of this? I wanted to do this for credit reason's. Now I over paid for items I could have found else where and bought. HORRIBLE!

The site is garbage and over charges you for a bogus line of credit. Oh well, that’s what I get for trusting credit karma.

This account I have dealt with on and off since 1996. When you are struggling with credit issues of course your gonna have limitations or max balance limits. Besides the high % and the fact its only.for this company it truly.is beneficial. It is a hard hit when you apply. 9nce you pay 6months worth of payments then you have unlimited balance. You pay 30..00 for a fresh start program and they give you a limit. Just at Christmas I ordered 2 barbies and a beautiful throw blanket in memory of my dad for my mom. They all arrived within.7 days. Even the blanket. I pay 20.00 for 6 months and its paid . Do NOT PAY IT OFF BEFORE 6months. That is the point of showing capability of showing consistency. Once its paid then after 6 months your credit becomes unlimited .

I applied for the card around May or June of 2020. I was given a small line of credit. I purchased two items and have been making my payments every month. FingerHut has been reporting month to the credit bureaus. The only thing I’ve noticed is you can’t make another purchase until you’ve paid off your current balance, even if it’s below your credit limit. Other than that the card does what it supposed to do and my credit score has gone up.

When I did have it it was an okay starter card but I will warn you all. You can't go anywhere else to use it. This card is like a department store card to use exclusively in their shop online or by mail order. Well they had mail order when I had it. I will let you know now. They have a lot of good stuff but lots of the things they sell if not all of the things they sell are usually found cheaper elsewhere like Amazon or even Ebay or wish, etc. Now to be fair the purchases offer you monthly installment paying options which is great if you want the items they sell. But be aware that it isn't cheaper you will pay more. I'm not sure how much more but if you do get it compare them to other online shops. It is a good way to get a better credit rating if you don't mind the cons of possibly paying more for the products overall. REMEMBER THIS IS A DEPARTMENT STORE CARD YOU CAN'T GO TO OTHER STORES WITH IT.

Credit Karma suggested this account and I applied and was approved for $600.You must use the account and pay on time to get credit line increases.

Got this care, my credit was BAD and I needed to start from somewhere. My score was 420. I have had it for 1 year now and my credit score is 610. It is moving slow but I'm in better shape then I was at first. buy small and pay it off my credit line is $800

I have had an account with them for years and never had a problem with them. Just have to make sure I only get what I can pay for.