I'm going to start by saying, this was not completely fingerhut's fault...but it was certainly wrong. Last time I had purchased items with fingerhut wa close to a hear ago (June 2016). I had thought I had finished paying off my balance, my fault...I should of double checked. Fast forward to a few days ago, I'm checking on my credit report...making sure everything was still looking good...when I noticed I had a delinquent account. Did some digging to find out fingerhut called it in. No phone call, no letter by mail, no email. No, I find out through my credit report. I'm sorry, yes I should of checked and made sure I was in good standing. But it is also wrong for a creditor to allow an account to go on for so long, without calling or sending a letter. At least something before just selling my account to a collection agency. As soon as I found out I got the info I need to pay it off. If fingerhut would have at least tried to contact me, I would have paid! And now, because of fingerhut' disorderly system...I'm going to hav a delinquent mark for seven years. Thank you for ruining my credit. Real great company you are.?

They will steal your money and cancel your order

They took my money and then canceled my order then 60 days later after they said they would return my money they stolen they said they returned my money which they never did and I have the bank statements to prove, STAY AWAY FROM THIS COMPANY, they don't just steal on the total cost they don't even put your order through they just take your money and play dumb.

They basically threaten you that if you don't buy something, your credit will be taken away! I re-established credit 3 years ago and paid them off. I refuse to buy their overpriced, low quality items. They increased my limit to $2300 then dropped it to $1600 thereby causing my credit score to drop by 2 points! It's ridiculous!

With a credit score below 600, Fingerhut initially granted me with a $600 credit limit which I used to purchase a sewing machine. After paying it off they raised my credit limit to $1000. I would like the site more if they had better options especially with clothing. I have to search hard to find fair prices before purchasing as many of the items I found were sometimes double than other stores online. Overall, I am happy with it but don't use it all that often.

I oredered what we needed and make the payments ontime . Over 1K CL in three months .it hads been great for the kids when tey needed new shoes. Yes, you pay more but you do ?that anywhere when you have a low to no credit score.?

Excellent for re-establishing credit!

I don't have a card

I am now 22 years old got approved for fingerhut almost 2 years ago now I was 19 with no credit. They gave me a 200$ CL fresh start account paid it off they upgraded my account and I got 250 CL I am now at 1400$ CL just got another 200$ CL 2 days ago. Looks awesome on my credit report really helped me get some credit going. They have even let me go over my limit at times due to my 100% on time payments have gotten 2 Xbox ones pots and pan sets and printer and tools some prices are way to much but some aren't that far off :) and you get to make payments my balance is 1016$ I only have to make 59.99$ payments and they even sent me cute letters in the mail telling me how awesome of a customer I am. I now also have 2 credit cards one threw credit one for 300$ and one for capital one quick silver 300$ plus 100$ Credit line threw bank. Plus a score rangeing low 600s. I feel proud of myself for being barely 22 and doing good so far. But it really did all start with fingerhut. Def. Recamend :) and I also have collections on my account (sadly) medical and a small online school one. My advice go for it but only do what you can handle your score will shoot up in no time. :)

I applied in 2014 and got into their Fresh Start program. I paid a small down payment, then made on time payments and was moved into their regular account. I was approved for a $300 limit. I did good with the card but was disappointed in December 2015 when despite my good history with them I was lowered to a $100 limit. I was told this is common around the holidays and they felt that I was not managing my other accounts well and using to much credit. I kept with the $100, was bumped up a few months later to $300. I was successful in managing that and rarely used it and paid it down quickly. I just found out today that my new limit is $700. ?I have heard that their prices are a bit higher than retail, but for me it works. I can make small reasonable payments and keep in good standing and it reports to the three credit bureaus. They come in handy when in a pinch for the holidays or birthdays if needed. I plan to keep my Fingerhut card and maintain a good relationship with their company.?