I believe when I applied for this card my scores were around 690 to 710. They gave me a 10k limit and I use this card for everything, always making sure I pay the balance in full at the end of the month. I have read a lot of different comments about how they will lower your limit or even close your account, won’t lie I’m a little worried about that because the last thing I need is a black mark from them closing account. Only time will tell so I will keep on using it and paying it off ever month, hoping this does not happen to me. Reading these comments can sure scare a person but please keep in mind, there is ALWAYS 2 sides to a story 😉. Would I recommend it?! I can’t really say right now but will post later down the line.
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Its all good as long as you use their card frequently. The moment they sense that youre using other credit cards more (they do periodic credit report check) they ll cancel your card without notice.
So watch out. Amex and capital 1 and Chase are way better!
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