I applied for this card in December. At the time I had a capitol 1 card worth a 2500 limit and a merrick bank card with 1500. Credit karma said my odds were poor. I called then and applied. I was instantly approved for 2500. I paid this card weekly. I asked for a CLI in March and was granted. It went up to 5500. I kept doing the same thing. I wanted a higher limit so I went online and asked for anther CLI. What do you know, approved. Now I'm up to 9500 and only had the card less than 4 months. I've worked hard rebuilding my credit. I appreciate capitol 1 for helping me get here, but they are stingy giving CLI. I would definitely recommend Discover It card. The great thing is they double points the fist year and I already have $105 saved up in Cashback bonus. I LOVE this card!!!!!
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I was approved for a $800 dollar limit which is fine, I know a lot of companies like to start you off small and see how you do. I love that they give you your Fico score for free each month, however it was really disappointing that they took away my no intro peroid upon applying. The rewards are pretty good as well and they change the offers all the time which is also kind of cool. I have a 653 TU and a 653 EQ, my fico score is 639.
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Data Created: February 02, 2015
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