Had a 540 score about 6 months ago. Always wanted to be apart of the Amex family and ive been itching to get my hands on one of there cards. So I decided to pull the trigger and was aproved for 1K. Got hyped up and applied for the Green Card, but was swiftly let down. Still happy to get my foot in Amex. Currently have Cap 1 Secured $250 QuicksilverOne $500 and now the Gold Delta Skymiles $1000. I have two open collections from 2012 but no missed payments 3% credit utilization and only 3 recent inquiries.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 16.24% - 25.24%* Variable
- Annual Fee $0 intro annual fee for the first year, then $95
- Purchase Intro APR Not Applicable
- Purchase Regular APR 16.24% - 25.24%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
I had this card for one year. Approved for $1,000 limit. Airline perk is great. Love the free1st baggage policy. Customer service and billing is pretty straight forward. The only problem with this card is trying to get a credit increase. I was denied 2 times!! I also have a capital one venture for $4,300 limit and a well Fargo for a $3,800 limit and a USAA card for $5,000 limit. A car loan for $15,000.. All my credit cards are always paid led in full..AMEX in granting credit increased are horrible!! I only keep the card for the perks and keep the card open for credit score purposes.. Guess AMEX don't believe in a loyal company base of customers..
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Sample Size: 370
Data Created: February 02, 2015
Note: Sample data consists of Credit Karma members who hold this card.
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