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ATIRAcredit MasterCard

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1.0 out of 5 stars
5 Reviews

From Cardholders in the last year

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Application Process

2.5 out of 5 stars

Customer Service

1 out of 5 stars

1 5

These reviews were written by current and former cardholders in the last year.

Apr 01, 2016
Anonymous Cardholder

What else can I say that hasn't been said in the other reviews. If I could rate this card and Atira with negative stars I would. The one positive review they have received was from someone who doesn't care about a high interest rate. That should tell you all you need to know.

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Mar 28, 2016
Anonymous Cardholder

Like most of the other reviewers have said...stay away from this terrible atira credit card. Rediculous interest rates, terrible customer service and bad website to make payments if you can even get the card registered on the site.

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Mar 10, 2016
Very difficult to change address
Anonymous Cardholder

You are not able to make any changes (address change, request limit increase, add signer, order a new card) to your card online or over the phone.  You have to print off a form, fill it out and either fax or mail it in.  They won't even let you email these request forms in!  It is 2016, who uses fax machines?!  I am only keeping this card because it is my oldest credit card and help my credit history on my credit score.

I would never apply for this card knowing what I know. 

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Feb 17, 2016
Anonymous Cardholder

The only reason we have kept this card is because of the long history. It was previously a Synergy Credit Union card and they sold their credit card business to Atira. The interest rate immediately jumped to 18+% despite having a great credit score. It is still 18.24% (variable) despite having a credit score over 800. Online banking is a PITA, you can't get statements unless you agree to stop paper statements, and the rewards program is a joke. They keep switching things and make it as difficult as possible to find the info you want to find. Steer clear and if this is the only credit card your credit union offers, find another credit union or go with a big name company (except Chase... They will screw you any chance they can!).

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Jan 21, 2016
Anonymous Cardholder

Terrible credit card company! I am a credit union customer here in Florida and received a letter telling me about the exciting new conversion to Atira platinum rewards master card with low fees and competitive rates. What a joke! My current visa card has a 11.99% fixed Apr. The new Atira card that is being forced on me will be 18.26% variable rate due to my credit worthiness wich at the time of me writing this review is 730. I was told by Atira if I got my score above 750 that they might be able to adjust it a little. Stay away if you can and hope your credit union doesn't force this terrible card on you!

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ATIRAcredit MasterCard