HTFCU has been a great credit union for me and my family. We have done our car loans and HELOC through them and they have been professional and very helpful with everything we have needed. Now with a new location in Waikiki, they make it more convenient for me when I do a little "staycation" in Waikiki. Would highly recommend HTFCU to all my family and friends. Also they are open to newcomers to the islands unlike some of the other large credit unions which require being affilited with a state or city entity.