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jbets

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would it help me if i file a second bankruptcy?

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That's a very broad question.  If you are asking if it would help your credit, the answer is ABSOLUTELY NOT!!!  It will ruin your credit for years to come, and most likely you'll still owe some of them money, rarely does everything get wiped out.  Instead of bankruptcy, visit www.credit.about.com and on the lower left of the home page click on "Consumer Bankruptcy".  You should do everything in your power to avoid bankruptcy.  

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