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RphInProgess

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Will using this credit account for 2 months then paying it off increase my score?
I have the money to get a laptop. It costs about $1,200 and I also have a BestBuy credit card. Should I just use my card to buy it and wait maybe 2 months to pay it off? Will that increase my credit score?

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Read the articles on this site so you can understand how credit works and how to increase your score.  Your proposed plan does not sound like what I read and won't help you.

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Probably Not

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That doesn't sound like something that would help increase your score. Making on-time payments AND keeping your statement balances low will help your credit more than leaving the $1,200 balance. Credit scores are basically rating how risky of a borrower you are. Carrying over month-to-month a balance of $1,200 will make you riskier than a smaller balance. It's best to keep your balances at 9% or lower of your credit limit. That's if it is financially necessary/wise to do so. Not just for the sake of it, since credit card APRs can be quite high. The best to do is usually pay in full every month.

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