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MJM1386

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Will it effect my credit score if my credit union says the give me a free credit reoport quaterly?

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No.

Only actual credit activity (using a credit card, paying credit accounts) will have an effect on your credit score.

Credit Karma Team
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As long as the credit union is using a soft pull to obtain this information, it will not impact your score. You can ask them to be certain. 

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