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navigator2015

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will i qualify for corporate america credit union credit card with 631 tu score

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Ask the credit union

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You can call up and ask the credit union two questions. 1- What credit bureau do they use to pull credit scores? (Most credit unions use Experion) 2- Generally, what is the minimum credit score you approve credit cards with? Tell them you are hesistant about applying unless you know you have chance of getting approved, because you don't want to risk getting a hard credit inquiry on your credit report. They should be more than happy to disclose what they know, since the mission of credit unions is to help the community and it's borrowers out. Remember credit unions are non-profits owned by members. Hope this helps.

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You should do a Google search to try to find reviews on the card and that may help you get a better idea. Most lenders use a version of FICO scores, so keep that in mind. You may be better to try to start with a Secured card or maybe even an unsecured Platinum card from Capital One. Check the preapproval on Capital One's website.

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