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Diaismylove

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Will I get approve with my 688
I have 688 credit score will I get approved for a personal loan of 15,000?

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your credit score is helpful for the underwriter that approves/disapproves your application request for any loan amount. but!! your credit history is the most critical information that allows the underwriter to determine wether your abilities to keep up with the loan is worth loaning to you. they look as far as how you kept up with your payment history as well as any derogatory remarks on your file they also look at your income to debt ratio whether your in over your head or your capable of loaning an amount higher then 10 thousand. also keep in mind that if you run too many loan applications the underwriter looks at any and every aspect of your desperation in obtaining any sort of loan, that inlcude but not limited to i.e. credit application through retail stores such as jc penny or sears etc. hope this helps :) 

Top Contributor
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so if I were you, don't run any loan applications just yet if you haven't done so, start with looking at your personal file (credit file) view all information as far as how much you owe and how much you paid off. also take note on all your debt and see if you yourself could even afford to obtain such loans. if your debt dollar amount is too much  over what you are clear of (meaning debts you paid) then your chances of getting that loan amount will decrease. 

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