Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Cards
Profile Image

Question By

0 Contributions
0 People Helped
Will an increase on my credit limit improve my credit score?
I have 2 accounts with credit limits around 300 and 350. The 300 is a secured credit card and the 350 is a store card. I pay it off regularly never had late payments and pay more than minimum. I believe because my credit limit is soo low my credit utilization is very high. Credit score is 622. Do you think requesting a raise of my credit limit will descrease my utilization and help my credit score? I also see my vantage score dropping and i dont understand why

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.