Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
reallytiredru

0 Contributions
0 People Helped
whydo i stillhave stuff on my credit report thats over 7years old
also whats the best way to rise my credit score and how do i get addresses of these people to ask them to remove it. I don't know who they are or what the debt is? also have multiple inquirys for credit...i called one and they put me on hold and then a recording came on and said ive reached a number that's no good????

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1884 Contributions
3678 People Helped
Most Helpful Response

Sounds like you need to get you credit

Helpful to 1 out of 1 people

Report. 

Never contact a creditor directly unless your ready to pay them off. Any account your not familiar with write a "Validation Letter"  Google it for a template  and more info. Mail these to at least one of the credit bureaus  this will require them to verify weather the accounts are valid and have the right to collect.  

Thats a start. 

Good luck. 

Reply by
Zatchu2

1 Contribution
0 People Helped

Thank you! This is the answer I was looking for. I have a old collection from Verizon that started back in 2005 it should be off my credit score but it's not because they keep selling the collection to different companies so that changes the year so I need to dispute it thank you for your post. I will Google it and dispute it. 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.