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why would credit score drop 44 points over night? When I haven't spent money? Just paying on card
I log on every week to see me score because Im trying to fix my credit. I have brought it up from the 400's to a 616,, then this morning I log on and my score dropped 44 point back to a 565? I haven't been late, haven't made any purchase and there have been no new inquires on my credit?

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