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Posted in Auto Loans
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Question By
stratoman1954

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Why is my credit score so much lower when the dealer runs it?
Creditkarma 682....dealership 625

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Top Contributor
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There are over 300 credit scoring

Helpful to 1 out of 1 people

agencies in the US.  Not all of them will have the same score because they all use different algirithiums to give scores.

Dealerships usually have some form of the FICO score model.  

Even here on CK,  My Transunion Score is different than it is on Transunions website.  There is almost a 60 point difference.  But there has always been that kind of discrepincy between the two so it doesn't bother me. 

Hope that helps. 

Reply by
stratoman1954

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Thank you.....just bumbed, I run out to lease a car and get shot down

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