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Strong5678

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Why is my credit score not showing?
Do I have to give bank account information? Do I have to have a credit card? I wanna figure all this out before I move out with college and everything and not flipping out over everything or something I could have done better

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You don't have a score

If you don't and haven't yet had any credit cards or loans, you will not have a score. If you're just starting out, I suggest you try the DiscoverIT for students card. Once you have a card, the credit card company will start reporting to the credit bureaus and you will start to establish credit and be assigned a score.

Another way to start is to go to bank/credit union and see if you can get a $500 personal loan. Put it into an account and have auto payments of $100 every month. After the 5 months you will have paid the debt (plus small interest) and violá, you'll establish credit.

Both of these will then set you up to get a better score and better cards/incresed limits.

Top Contributor
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Just be sure that the bank/credit union reports to all three credit bureaus as not all do.

Top Contributor
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You need to do some thorough reading about credit, that is how you figure it out, so you are not flipping out later.

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