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Question By
kespirit2

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Why has my credit score dropped 60 points?
Recent changes include: got married and spouse's credit is not good; opened a new joint checking account with spouse; one of my student loans is now on forbearance due to upcoming maternity leave; the only credit card with any balance on it went over the limit, but has since been paid back down. No missed payments on anything. No new credit accounts opened or applied for. Would any of the aforementioned factors affect my credit score that drastically?

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Top Contributor
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When my weekly update occured this week both of my scores dropped 30 points. Nothing changed on any report, I am not sure if thier scoring model changed or just broke this week I guess next week will tell..

Top Contributor
19 Contributions
3 People Helped

sounds like maybe the credit utilization hit you. It should rebound back though.

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