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Posted in Auto Loans
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chefin244

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Why do you show useing credit score . Because the car dealer with not use the score you have here
They say that can not use it. It not the right one for buying car and not right for the car banks.

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There are 100s credit score models out there, lender can choose any one of those for their lending decisions. Not only different lenders might use different models? The exact same lender can and usually do, use different models/versions for different products they offer. You will be hard pressed to find a lender uses VantageScores3, which are the scores you get from Credit Karma, until you find one? It's pretty much irrelevant unfortunately. If you ever wonder why it's free here? Now you know. 😜

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