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Question By
bree221963

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Why do scores go up different amounts with the same change for both?
The same debt was removed from both agencies. But my score went up 20 points on one, and 50 points on the other...

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TransUnion and Equifax do not have them same Data so the Credit Score Model reports different numbers. 

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Reply by
JohnnyRain127

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Again it shows how much you understand about credit... Each Credit Bureaus do have their own inputs into the scoring models, and DO weight different infos differently! even if your credit profiles match exactly from Bureau to Bureau? Your score won't be exactly the same for that exact same model. Don't take my word for it, ask it over at myfico dot com.

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Each bureau and scoring system value different variables in different ways. Therefore, changes in your debt, payments, loans, and fulfillment of your obligations may/will have different effects on your reports.

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Reply by
icuhowie

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" scoring system value different variables in different ways. "

When the Credit Score Model is the same then there is No Different Ways to Score only one way.

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Reply by
Physh1

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Not every bureau updates at the same time, sometimes there are reporting delays, some credit companies don't report to all bureaus so some bureaus many not have all the accounths others do...these are variables that can produce different scores based on the same scoring system with different bureaus.

I suggest you do some more research...my statement, while a general statement, is based in truth.

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