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Researcher2014

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Why do my scores go up and down so frequently?
I was under the impression scores & credit info are updated monthly. My scores go up & down quite frequently and are different from all 3 sources that I check with, some as much as 40 points. That does not seem like accurate reporting to me or to those who are checking when you apply for credit. Why are they not all the same??

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Your Credit Scores and Credit Information can be updated daily at each of the Credit Bureaus. Not all of your creditors report to all 3 of the Credit Bureaus so they don't have info so the Credit Scores will be different between them.

If you really have to know your FICO score then purchase it from www.myfico.com

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Please realize that all the scores you are seeing are for educational use only, these are NOT the scores your potential creditors see.  When they pull your credit report, they are getting (usually) your FICO score.  The only ways to get your FICO score is (1) have a Discover card, they print it right on your statement (2) purchase your scores from www.myfico.com (3) have a lender pull your credit.  If you want more info, just Google "FAKO vs FICO" .  It's very frustrating for us consumers.  :(

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