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beeb00

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why do i receive collection notices from agencies if my report doesnt show acounts in collection

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Don't be quite happy yet, unless it's an error or scam.

But if it's a legitimate debit and yours it will show in your report anytime soon  after the first few letters arrive.

It happened to me and a month after the letter it was in my credit report.

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If you a re going by just the credit reports showing here, you need to get copies of all three and look them over.  Go to annualcreditreport.com to get those.  Then you may find that collection under Experian.  If it is your debt, you have to get it paid.  If not yours, file a dispute with the credit bureau showing it.  Then take the time to read mthe articles here so you can better understand how credit works.

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