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Posted in Bankruptcy
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Question By
kaileys11

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1 Person Helped
why do i have bills on file that were in chapter 7 bankrupcy
every thing should be wiped out

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Top Contributor
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Someone did not explain to you that your credit history will not be wiped out by filing bankruptcy.  Those accounts will remain on your credit record for approximately 7 years, then they will drop off.  Bankruptcy remains on the record for ten years, then you have to rebuild your credit all over again.

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