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Why did paying off my car lower my credit?
I just paid off my car loan, my owe on credit cards, and the amount of my loan was never showing as an open credit line available, so my score was based off of the percent I owed vs my credit card line of credit. I just paid off my car, and my score dropped 10 points. If this was not being factored in before, why did my score drop so much?

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