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Why did my Transunion and Equifax go down? Collections Deleted?
I had 2 Portfolio Recovery Collections from Capital One Charge offs. I finally gave up trying to dispute them and I sent them a settlement offer letter. A week later (Monday) I saw on credit karma they were removed from both transunion and equifax as well as all the free credit sites I'm signed up. for had it deleted.
However my scores went down 30 points. My fico stayed the same. I'm just wondering will this have an affect on my Fico score in a few days? I did apply for credit 2 times but 30 points?

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