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Vaneob

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Why did my credit score drop because I used 50% of my available balance on a credit card?

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You really need to understand how useage affects your score and can gain that knowledge by reading the articles here since the purpose of Credit Karma is to TEACH people how credit works.

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Because you used 50% of your available credit. You should use 10% or less. You can make payments  whenever you want - not just monthly to keep your utilization down.

Start reading the articles here to educate yourself.

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