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MontanaIndian

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Why did my credit score drop 110 points when nothing in my situation has changed?????????

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A drop like that doesn't just happen for no reason. Did you actually look at every item in your report? Perhaps somebody sued you, or an account went to collections without your knowledge, or maybe there's some identity theft going on. I guarantee you it's SOMETHING.
Review every item in your report carefully. 

A shortcut is to go to the credit factors page here on Credit Karma and look for any numbers in red bars. That will show you exactly what is hurting your score. 

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