Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
dad4golf

0 Contributions
0 People Helped
why did I get a c rating on credit utilization ? I'm penilized because I dont use a lot of credit

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
10897 Contributions
4392 People Helped

If you are getting a low score, you are using TOO MUCH of your available credit.  We cannot see your information (fortunately for all concerned) but, if you have a $2000 limit on your credit card, you use up to $400 in a month.  As long as you pay the balance shown on the statement every month, you should be doing fine.

You caqn find more information in the ARTICLES on this site, which were compiled to give good information on how credit works so you can build a good credit score.  That is the total purpose of Credit Karma....educating people on the proper use of credit.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.