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Question By
robingaeta

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When do inquieries fall off?

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24 Months

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The answer is 24 months.I'm not sure why jwsister couldn't just answer you instead of saying look it up for yourself

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Nomadre

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The reason that he may suggest reading is the fact that people who ask the most basic of questions really do need to read and learn.  And this is very helpful, because if they do not then they will most likely make mistakes that a long time to repair. And this happens because they did not learn and expected to be spoon fed after it happens.

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Yes it maybe two years. but the effect of inquiries diminishes rather quickly.  Within a few months you will start to see your score move up due to their low effect after a short time.  By the time 2 years is up it can make little difference on your score when they fall off depending on the number of inquiries it could mean maybe 10-15 points on most scoring systems.

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That is one of the subjects covered in the very helpful articles on this site, which I suggest you take the time to read.  I did and now benefit very much from that knowledge, which I wish I had many years ago.. 

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