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zacnrobyn

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whats the lowest credit score you can have to rent an apt?

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It will depend on the landlord

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720 and above is usually considered excellent credit and a score below 650 means you are potentially a risk to the landlord.  If your score is lower than 650 and you really want to rent a particular place you should send an email to the landlord telling them why you will be a good tenant despite your low credit score.  For instance if you have money in a savings account or a retirement account let them know how much you have.  This will give them more confidence that if you lose your job you can still pay your rent for a few months. You may also want to offer additional security money upfront or anything that will set you apart from other applicants. It's important to be open and honest and let the landlord know that you are a responsible person especially if your credit score says otherwise.  Good luck!

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