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mrvip29

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whats best for purchaseing a tv ? personal loan or store card like h.h gregg
im trying to buy a tv and not sure if i should try for a personal loan or a store charged card like best buy or h.h.Gregg ? the tv is $2800 dollars my credit score is only 662

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With your score, Try a Personal Loan.

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If I were you, I'd try for a personal loan first.  Creditors like to see a variety of loan types on your credit report. Interest rates are much better than most cards.  Be sure to ask if early pay off is an option and if there are any early payment fees.

if you don't qualify for a loan for some reason. Then try for the store card, or better yet a 0% interest credit card, A lot of them are offering 15 months 0% now.  That should be long enough to pay it off.  Just be ready to make larger payments (around $187. a month so you don't have the interest come back at you at the end of the promo. )

Good luck  

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