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Posted in Auto Loans
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pamelacobb81

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what score do you need to an rv
travel trailer

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Understand that most lenders use a version of FICO scores, not the scores that you get here. Different lenders will have different requirements as far as a minimum credit score to be financed. The information on your credit profile is just as important as your scores. There is a lot to be considered here. It would really help you to do some further reading on credit as there is much more to be explained than can fit in this post.

Top Contributor
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I'm guessing you're going to need a FICO score of at least 750 or better for a mid-to-high-end RV (especially the Class A motorhome type vehicles). I say this because the mid/high-end RVs are often financed for terms that can rival a mortgage (and often cost as much as one).
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For the lower-end ones (e.g. a pop-up), I'm willing to wager that 700 or better is fine. 

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Someting to consider: RV's are considered luxury items, and not necessities (such as housing), so lenders tend to act accordingly.

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