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What is the reported balance trick to get your score to sky rocket?
I have one secured CC, I will have it for 6 months on the 6th of next month, paid early and on time every single month. I have had my balance between 10% - 2%. My question is this, lets say my balance was $6.00 last month when it was reported, and this month its at $10.00. Since the balance is slightly higher will my score take a hit?

And is there a special trick or formula regarding reported balances to improve your score?

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