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Shawbri

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what is online collec? & do they have a 1800 #

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Go to www.annualcreditreport.com and pull a complete report from TransUnion (that where Credit Karma gets their info).  At the back of the report is list of creditors/collectorts and their contact info.  If they don't show up on the list, dispute the account with all TU and demand verification that it is yours.  Best of luck!

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