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GauravBhanderi

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what is a good credit point

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FICO Score Chart

FICO score ranges between 300 to 850. The higher is your credit score is, the lower the risk is to the lenders and the easier you’ll obtain a loan, so to speak. A low score, such as 500, could result in much higher interest rates or having your application rejected outright. Conversely, those with a credit score of 760 – 850 would get the most favorable interest rates.

The following FICO Score Chart may help you to determine where your score is in relation to others.

Score Range

Credit Rating

760 – 850

Excellent

700 – 759

Very Good

660 – 699

Good

620 – 659

Below Average

580 – 619

Poor

Below 579

Very Poor

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