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Posted in Paying Your Bills
what if im canadian?Can you help me?
I am a Canadian citizen. I live in Canada. But I have a dual citizenship and SSN number that I have never used. Can i still apply?
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Question By
steve421

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Most Helpful Response
They should ask what country FIRST
Helpful to 30 out of 31 people

YOu can fill out youre email address and they immediately start sending emails but on the 2nd page you can't finish (if you're not american, I get that).

Just ask FIRST what country you are from and tell people not to waste their time trying to sign up.

Response by
p1ssedCanuck

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30 People Helped
FYI
Helpful to 8 out of 8 people

Equifax is one option for Canadians to access their credit report. It costs $15.50 for the 'credit report' only.  If you want to know what is impacting your credit score the charge is higher. I purchased this a few years back and it didn't exactly meet my expectations. The report indicated 'no credit' which was very confusing to me.

FYI- Equifax and Transunion are American owned companies that provide a service for a fee to Canadians. However, it is not that they are Canadian companies providing service to Canadians at a cost.

http://www.streetarticles.com/credit/history-of-equifax-company-owns-your-secrets
http://www.ehow.com/facts_7152262_owns-credit-rating-agencies_.html

Now that doesn't mean that there aren't physical spaces in Canada that operate under Equifax or Transunion; and it also doesn't imply that they do not employ Canadians. In fact, they have offices worldwide and have posted increasing profits in every country they are in except Brazil (for some reason). That being said they are American companies providing services at a cost to Canadians. Head office for Equifax is in ATLANTA, GEORGIA and employs 650 people. They have offices worldwide and their estimated annual revenue is $2 BILLION.

http://www.streetarticles.com/credit/history-of-equifax-company-owns-your-secrets

Advertising Credit Karma as a free servive seems to be causing a lot of uproar because it has not been extended to Canadians; however this is a great marketing scheme to get the Canadian government to loosen policy restrictions on who has access to the Canadian market and how. Advertising American services on Canadian or International channels is a way of stirring the pot; creating competition.  It wouldn't be the first time our government developed policies that carried benefit for them at the expense of Canadians. You can be sure that our government is benefitting financially in some manner to allow this to continue. 

This doesn't mean that Canadians have stood by and not voiced concerns..."Equifax has been fined by the Federal Trade Commission twice since 1970 for violating the FCRA. Once in 2000 for blocking phone calls from consumers who attempted to learn more about their credit reports, and once again in 2003 for the exact same reason. But, they are not alone in this practice. Experian and TransUnion were both fined for the same thing in 2000".

 http://www.streetarticles.com/credit/history-of-equifax-company-owns-your-secrets

Food for thought...

Response by
Canadianthroughandthrough

2 Contributions
8 People Helped
Helpful to 97 out of 121 people

stupid idiots advertise on canadian tv but canadian people cant even register.

BULL**** 

Response by
geniusbv

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Helpful to 11 out of 44 people

It is not their fault if they advertise on a network in the US that happens to run in Canada.

Reply by
NevanNedall

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14 People Helped
Canada is looking for free credit report
Helpful to 14 out of 19 people

Dear Credit Karma,

Obviously Canadians are looking to use the services of your website.  I would use it on a weekly basis as I have been a victim of identity theft and need to check my report often so I can contact the companies that appear on it.  This is one of the best tools I have to keep my own credit under proper control.  I use another site but have to pay for it.

Could you please work on extending your services to Canada?  I will be the first to sign up as I'm sure other Canadians will do the same.

Thank you.

Response by
bsjm

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14 People Helped
Get a clue people
Helpful to 33 out of 47 people

I am Canadian and I am smart enough to realize that the majority of the tv commercials I see are aimed at an American audience. It's the price I pay to watch US programs on US channels.  Just because you see the commercial on a tv that is located in Canada, that doesn't make it a Canadian show!!  If you want to see only Canadian commercials, watch CBC, CTV, Citytv or Global. If there are other Canadian channels that I haven't mentioned, I apologize. My point is that unless you want to watch only Canadian channels, you're going to see American commercials 

So do what I did. When you see something that interests you on an American commercial, Google it with the word Canada at the end. "Credit Karma Canada" brought me here. I know now that this company doesn't offer services to Canadians. 

Hey entrepreneurs??  Here's an idea that might work in Canada!! 

Response by
CanadianGenius

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33 People Helped
Canada Credit Service Companies
Helpful to 14 out of 20 people

There are many credit companies in Canada that offer this kind of service. One off the top of my head is called Canada Credit Fix.

Response by
JosephJames74

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14 People Helped
Helpful to 2 out of 12 people

This site isnt about fixing your credit dip**** its about finding out what it is. Thanks for the stupid advise

Reply by
cappinufoos

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2 People Helped
Helpful to 10 out of 16 people

The Karma system does not appear to be set up for Canadians to complete the application form.

It does not accept the Canadian Provincial abbreviations or spaces for 6 letter and number combination  postal codes. If we can't apply then we can't use it! Just my opinion.

Response by
mintomary

1 Contribution
10 People Helped
US Advertisements on Canadian TV

I'm pretty sure that in todays day and age that it is not difficult to organize what is being advertised to Canadians on American television channels. There is a degree of control and they know where their channels are aired and to which countries. 

Arrogance not ignorance, has led this decision and Canadians know the difference.

Response by
Canadianthroughandthrough

2 Contributions
8 People Helped
Helpful to 9 out of 19 people

geniusbv. People like you are the reason that I love being Canadian. Dumbass.

Response by
signoric

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9 People Helped
this is bull
Helpful to 4 out of 10 people

doesnt say on the tv add that its only for the us.. i call foul!! dont adverise in places that cant sign up just gives your company a bad name.. creditkarma.com is only looking for profit doesnt give a sh^t about the people signing up.. just my opinion based on your mass marketing scam.. probably getting paid based on traffic to your domain or apps you recieve.. LAME!!!

Response by
MJPriceless

1 Contribution
4 People Helped
Helpful to 3 out of 7 people

It is not their fault if they advertise on a network in the US that happens to run in Canada.

Reply by
NevanNedall

2 Contributions
14 People Helped
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