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what do you think? my score..i need advice

I need some advice on my fixing my credit report. it my score is 555. I have 7 delinquent accounts listed and they are all from the us. dept. of education. I am entering rehab and will be complete in 9 months. I also have 4 collection accounts totaling about 4000$us. I plan on repaying them soon.. like now! im thinking over a 6 month bad is my score? what should I do? 24 years old tru=ying to get it right!!

I also recently opened my first cc
no auto loans or repos


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