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Bettybobbe

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What do I need to do to make my credit report better
Bad marriage

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In order to make your credit report better, you need to understand what is on your report.  If you are still in the bad marriage then all debts are still valid.  If you are out based upon divorce, then the divorce should have divided up the debts.   If through divorce, you will want your ex to comply and have your name removed form every debt that was in both names.   This is usually done by closing current accounts and opening new accounts with the debt.   Do not wait on the ex to complete this, push to have it done quickly (as in yesterday).  As long as the account is shown in both name, any probems or good reporting will reflect for you both.    You will want to start by getting all negative items fixed and going out and getting credit in your own name, even if it is a secured credit card.  Then, read the many articles here Credit Karma to help you understand the implications of various actions and even inaction.

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