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Posted in Auto Loans
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RAW8080

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what are they looking at for auto loans, Fico or Equifax?

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Fico

I buy a new car every 2-3 years and they have always used FICO--which is a lot higher than the scores on here!

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FICO scores is what most auto lenders use. Equifax is a credit bureau not a scoring system. You get Vantage scores here. A lender may use one or all credit bureaus. They are Transunion, Equifax and Experian.

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