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DiiAmazon

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What are the appropriate key words to use when trying to get a account in collections settled?
I do not was to pay the fill balance. They won;t offer me any settlement.

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Look in the articles to see how to negotiate a "pay for delete" agreement. This can be done only by letter (keep copies until after an agreement is reached and settled.  However, no creditor or collection agency HAS to make such an agreement.  Whether you want to pay it all or not, you just may have no other option.  Try to negotiate, but there are no guarantees you will be successful.

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