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Licoulee

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What 2 credit cards
I only have a Menards card

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Top Contributor
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If there are cards you don't know about

get copies of your credit report. 

Someone may have opened credit in your name, it's fraud and you need to deal with it. 

File disputes on any accounts that you don't recognize. Do that at the websites for each of the Credit Bureaus. 

Read the articles here on CK to learn more about dealing with this kind of thing. 

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