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bigbadblkbtty

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we had 1 derogatory mark-Bankruptcy. Is it still on our credit report?
was discharged in 2004.

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The only way to find out is by checking your credit reports for yoursself.  You'll want to do this every year.  Go to annualcreditreport.com to get them. 

Since you've had a bankruptcy, you'll want to work on rebuilding your credit.  Please read the articles on this site (look on the left of this page) and use the information and financial tools provided here to help you.  Credit Karma's purpose is to teach people about credit so it can work for them.

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