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dannyasingh23

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Vital Financial Advice for Students- Please Share
Avoid debt, build good credit, get scholarships and save early for retirement

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Try to apply for jobs with colleges near your area, where you are currently attending, or where you would like to attend. Go onto the online human resources page of colleges (like FAU, FSU, Valencia, USF, UF, and others). If you get hired then you may get free/reduced tuition (employee benefits package). Also, if you want, ask if you can use some Master's degree courses towards your Bachelor's degree (some programs may allow this).

Please only accept subsidized loans (accumulates interest AFTER graduation). Try to avoid unsubsidized loans (accumulates interest Everyday and After graduation). Deduct interest from taxes. Please avoid paying out-of-state tuition, private student loans, and for-profit colleges like Everest & ITT Tech. Community college classes Will transfer to 4-year institutions. To get more aid, prove struggles of parents (or yourself) to financial aid office: Foreclosure, repossession, bankruptcy, debt settlements, separation, divorces, death, new child, hospitalization, unemployment, reduction in income, food stamps, failure to pay taxes, wage garnishment, incarcerations, terminal illness or condition, etc. Choose credit unions. Banks are for-profit. Do not drop out of college = Less likely to repay debts.

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