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blueleo65

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Vantage 3.0 is a joke
Vantage 3.0 is a joke and a half. Why waste time with this garbage. 0 late 0 derogatory 19 % utilization. Excellent number of accounts. Hits is credit age is 4.5 years and too many imquiries. 636 really? No late in over 12 years and no derog of any kind, and 636? This is one messed up scoring system.

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It works for this site since the purpose of Credit Karma isn't to provide an exact credit score, but to teach people how credit works and how to improve their credit scores.  This is not a credit reporting agency.

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