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houtexbaker

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transunion score dropped 14 points on same day a collection acct was paid off and removed.
transunion score dropped 14 points after paynig off collection acct. How do I recover from the hit!

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Don't look at it as "taking a hit". The removed collection is one less thing counting against you when a creditor looks at your entire report. Score isn't everything but your history is.

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Sounds like your average age of accounts changed and/or a new account was opened, look closely at the report.   14 points?  That would only take a few months to recover with on time payments on all other accounts.

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