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Thin File? Previous scores between 775 and 820?
So, my previous scores have been in the 780 to 820 range. I have 20+ years of positive credit card history, multiple home and car loans -- all positive - my credit has been perfect. My previous score was 775 from CreditKarma and I got a notification it was out of date, so I logged in for a new one.

Now it says I have a Thin File?

I have 5 credit cards with around $200.000 in total limit, of which only one carries a balance to the end of the month and is paid off each month.

I have 2 car loans I am making payments on

I have one mortgage I am making payments on

Apparently this is a thin file though now?

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