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Deekers

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These Ratings are Totaly Unfair
I did just what was recommended by getting a Credit Card to help Build my Score and now after using it and promptly paying on time my credit score dropped below 600

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Don't put too much faith in Vantage Scores, typically with FICO scores, you will see a good score jump by getting a credit card if you don't currently have one, Just make sure you don't use more than 30% of your credit line on the card when it is close to the statement time. Ideally let a small balance report at statement time less than 10% of your credit line. Don't let a zero balance report as you will be penalized for not utilizing revolving credit.

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