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69iii

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the american express card is in my wife's card. why is it on my account?

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Because your are either an authorized user or because it is a joint card account.  If it is a good account, then it is helping your credit score and removing it will lower your scores.  If you want off of it, you'll have to call Amex and request them to remove you.

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for my credfit score to get better all credit cards must be paid off.

what if we destroy some of them and only use a few?

do we shrew them or just no use themn?

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