Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
EmiliciousQK

0 Contributions
0 People Helped
Temporarily Remove Account From Credit Report?
I want to call my private student loan lender (WORST DECISION EVER TO GET PRIVATE STUDENT LOAN NEVER DO IT FUTURE STUDENTS) and agree to some form of arrangement...is it possible that they would temporarily remove the late payment history from my credit report? And then obviously it woud be agreed that if I did not complete follow through they can re-apply it. I am trying to buy a home and I need my credit score to jump up. I've already begun making arrangements with other accounts that I will pay x amount with the agreement that they will take it off my credit report and that is already proving to be a significant help in restoring my credit.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7371 Contributions
3810 People Helped
Most Helpful Response

Helpful to 1 out of 2 people

Sorry, but you need to get your debts taken care of before you can even think of buying a home.  And I suggest you read the articles here ;nowm so you can get a good understanding of how credit works.  It certainly cannot be 'tweaked' to suit your whims like you are asking for. Develop a mature, responsible financial pattern then you will deserve to get the house.   

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.