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T-Mobile Collection Removal Question
Back in 2009 I had an account with T-Mobile and was not able to pay and now I have a collection on my credit report that was recently added back again from RECEIVABLES PERFORMANCE and it states Date Opened: Jul 03, 2013 and Date Reported:11/12/2014

I want to know what would be the best route to take to take care of this collection. The last time I had T-Mobile was at least 5 years ago.
Should I mail the a Debt Validation Letter, wait for it to fall off my credit, or try to Pay for Deletion.

Has anyone been in this similar situation?

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